Asbestos Removal and Insurance in New Zealand: What You Need to Know

Asbestos is a hazardous material commonly found in older buildings across New Zealand. If you’re planning to remove asbestos, it’s essential to understand how your insurance policy may interact with the removal process. Many homeowners and businesses overlook how asbestos removal is covered by their insurance, and this can lead to unexpected costs or delays.

Does insurance Cover Asbestos Removal?

In New Zealand, not all insurance policies automatically cover the costs of asbestos removal. Homeowners and property managers should check their insurance policy to understand what’s included. Typically, insurance may cover asbestos removal if it’s part of a larger renovation or repair project. However, policies often have exclusions or conditions related top re-existing hazards, including asbestos.

Insurance Claims for Asbestos Removal

If your property is affected by asbestos, it’s crucial to report the issue to your insurer as early as possible. Your insurance company may require a professional asbestos survey and report to assess the risk and determine whether the removal is covered. Keep in mind that costs related to asbestos-related diseases or injuries, like medical treatment, are generally separate from property damage claims and may not be covered by standard home or business insurance.

Why Professional Asbestos Removal is Essential

When dealing with asbestos, it’s important to hire a certified asbestos removal company. Improper handling can lead to exposure to dangerous fibres, which pose serious health risks. Insurance companies often require that asbestos removal be carried out by a licensed professional to ensure proper safety protocols are followed.

What to Do Before Starting the Removal Process

Before beginning any asbestos removal project, follow these steps:

  1. Review Your Insurance Policy: Check with your insurer to clarify coverage for asbestos removal. If you’re unsure, contact your insurance advisor for specific details.
  2. Obtain a Professional Assessment: Hire a licensed asbestos assessor to identify the presence and extent of asbestos in your property.
  3. Get a Quote from a Certified Removal Service: Obtain quotes from qualified asbestos removal professionals to understand the scope and cost of the project.
  4. File a Claim: If your insurance policy covers asbestos removal, file a claim to get the necessary coverage.

Conclusion

Asbestos removal can be a costly and complex process, but it’s vital for protecting the health and safety of your family or employees. Understanding your insurance policy and working with professional asbestos removal experts will help ensure that your removal process is both safe and covered. For reliable and compliant asbestos removal services, contact Revolve Asbestos Solutions today. Our certified team is here to help guide you through the process and ensure your property remains safe and free from asbestos hazards.

Asbestos Removal and Insurance in New Zealand: What You Need to Know
Asbestos Removal and Insurance in New Zealand: What You Need to Know

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